Porky and Buddy Pet Health – ‘Sports’ You Can Enjoy With Your Dog

Dear Porky and Buddy,
I just adopted a puppy, Bongo, about six months old, a greyhound/retriever/maybe a little Jack Russell mix (or something like that) and boy is he full of energy! I am working hard on basic training but I would like to get him involved in some dog sports as soon as he is ready. Do you have any suggestions?

Dear Bob,
Our personal favorite sport these days is couch surfing, but, of course, we are not six months old.

And now that spring is finally here, what a good time to look for interesting outdoor activities.

The choices in dog sports and recreation are many and dog sports are great options to keep active dogs both physically and mentally healthy.

Plus they are a fun way to bond even more with Bongo.

We would suggest that you try out several that you can find in your area to see what comes naturally to him.

Here are some ideas:

1. Canine agility is a competitive dog sport that takes place within an obstacle course. Dogs are trained to make jumps, travel through tunnels, and navigate various walkways, all in a specific order. Each step of the way, the dogs are directed (or not) by their owners.

2.  Canine Freestyle is a choreographed musical performance by a dog and its handler. Yes, we meant dancing with your dog. The team of “Bob and Bongo” has a certain ring to it. You can see lots of hilarious but also impressive examples on YouTube.

3. Disc dog competitions involve dog and handler teams that are judged in disc-throwing events like distance/accuracy catching and freestyle routines. It’s a more organized form of going out in the back yard and throwing a Frisbee around, but it’s fun to do and watch.

4.  Dock jumping is a competition where dogs jump from a dock into a body of water in an attempt to achieve great distance or height. Again, you can always just go out to your own dock and jump off and have a lot of fun that way too.

5. Flyball is a type of relay race that involves teams of four dogs. It’s complicated but a great way for your dog to enjoy time with other dogs.

6. Herding trials involve the dog, a group of animals (often sheep), handlers and judges. The handlers give commands and the dogs do what comes naturally for the herding breeds. If you can’t find a trial nearby, maybe you can let your herding dog steer your kids around the yard. (Oops! /we didn’t really say that.)

7. Lure Coursing is a fast-paced chase sport that was developed as an alternative to hare coursing. Rather than chasing a live animal, dogs chase an artificial lure across a field and compete for best time.  It uses the same sets of skills as commercial dog racing but without the betting and the mistreatment of animals that plagues that industry.

8. Rally Obedience trials involve dog/handler teams that must complete a course made up of specific obedience exercises to perform. Judges design the course and observe as the teams navigate the course.   This sport tends to be less strict than traditional obedience competitions, and is open to all breeds.

9. K9 Nose Work is a fun search and scenting activity for virtually all dogs and people, inspired by working detection dogs. There are also nose work competitions for dogs an owners who want to take it to that level.

10. And our personal favorite . . . a nice long walk every day. Cheap, uncomplicated, stress free and loads of fun. The important thing is that you spend lots of active time with Bongo. It will be good for both of you – however you decide to do it.

The Oswego County Humane Society provides spay/neuter services and assistance, fostering and adoption of animals in urgent need, humane education programs, and information and referrals to animal lovers throughout Oswego County.

Located at 110 W. Second St., Oswego, NY.

Phone: (315) 207-1070.

Email: ochscontact@hotmail.com

Website: www.oswegohumane.org

Because People and Pets Are Good for Each Other!

Embrace Pet Insurance Proud to Say Direwolf Coverage Is Coming

  • Email a friend

Direwolves are posed for a comeback

It’s crucial for Direwolf owners to get pet insurance as soon as possible, because as we all know, the night is dark and full of terrors.

Cleveland, OH (PRWEB) April 01, 2015

Embrace Pet Insurance, often referred to as the King of the North American Pet Insurance market, will unveil its most recent offering of Direwolf coverage on April 12th.

The Direwolf, though often considered a ghost breed, is gaining popularity recently, with projected populations expected to rise in coming months. The Direwolf is known for its size, easily dwarfing its contemporary counterpart, the Gray Wolf, and significantly outperforming the Hound. Actuarial data illustrates that an increase in size means an increase in health concerns for Direwolf owners.

Embrace co-founder and pet insurance actuary, Laura Bennett, explains this most recent innovation. “Since the Direwolf is prone to a large number of genetic conditions, Direwolf owners can expect hefty veterinary bills should an illness arise. And even though a Lannister always pays his debts, for everyone else, there’s pet insurance.”

Embrace’s Direwolf insurance covers not only illnesses but also any sort of accident that may arise. Protection from snow, fire and ice, and even wildfire and wildlings all comes standard with an Embrace plan.

Alex Krooglik, Embrace’s co-founder, notes that “It’s crucial for Direwolf owners to get pet insurance as soon as possible, because as we all know, the night is dark and full of terrors.”

Though nothing has been finalized yet, Embrace is rumored to be planning the launch of dragon insurance for this time next year. A stark component is likely to be coverage for training. Those who know nothing are encouraged to get more information at EmbracePetInsurance.com. Quotes can be completed in as few as 2 minutes simply by using your littlefinger.

About Embrace Pet Insurance

Embrace Pet Insurance is quite the cheeky Ohio-based pet health insurance provider, offering comprehensive, personalized insurance products for dogs and cats across the US. Embrace is consistently ranked as one of the highest-rated US pet insurance companies and is a proud member of the North American Pet Health Insurance Association. Embrace is the only company to offer a diminishing deductible feature, the Healthy Pet Deductible™, and continues to innovate and improve the pet insurance experience for pet parents across the country.

About the North American Pet Health Insurance Association

Embrace is a member of the North American Pet Health Insurance Association (NAPHIA), featuring Laura Bennett as the Chairman of the Board. Founded in 2007, the North American Pet Health Insurance Association is committed to educating and promoting the values and benefits of quality pet health insurance to North American pet owners, the general public, and the veterinary community. As an association, it is committed to high standards and transparency in all of our actions and products. To learn more, visit http://www.naphia.org/.

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Ask the Vet: Advice on pet health

Q: Max, a three-year-old rescue cat, was tested and diagnosed with pollen allergy last year. He got bald patches on his tail and now the fur is growing back he has made his tummy bald instead.

Max is quite timid – though bold as brass compared with when we first got him two years ago. We are on our second Feliway diffuser for the room he spends most time in, and we try to play with him when he is in the mood. All suggestions gratefully received.

Helen, Newcastle

A: Bald patches on the tail and along the rump are a common sign of fleas or flea allergic dermatitis, although lesions can appear anywhere. Once fleas have been eliminated, I recommend treating again for fleas and ensuring a good routine preventative flea treatment during the investigations into other possible causes.

Another common allergy is dust mites. A good environmental flea spray will reduce any fleas and dust mites in the environment.

Some veterinary diets and supplements have ingredients designed to improve the hair coat of animals with allergic skin disease. There are also medicated shampoos that may help but these are often difficult to use in a cat and regular baths are unlikely to help build trust between you and Max!

If the offending pollen can be named, vaccination against this pollen may be possible, a treatment known as immunotherapy. There are other drugs that may help alter Max’s immune response to the allergy if immunotherapy is not an option.

If parasites, infections and allergies have been eliminated, stress-related over-grooming is possible and Feliway is proven to reduce stress levels but doesn’t remove the source of the stress. If stress- related, referral to an accredited pet behaviourist may be helpful to locate the source of the stress.

Please note that advice in this section is for general guidance and if your pet is very unwell you should contact your veterinary surgeon as soon as possible as this advice does not replace the need for a clinical examination of your pet.

See Rory’s last column here

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Porky and Buddy Pet Health – Easter Pets

Dear readers,
It’s almost Easter and maybe you are thinking adorable little bunnies or chicks should be a part of your life, or your kids’ life, or your grandchildren’s life.

If you are a regular reader of this column then you probably know that we think that the practice of running out and buying baby chicks and rabbits as an Easter gift is a really really bad idea.

For a number or reasons; first of all they are not just puppies with big ears or kittens with feathers, they have unique needs for shelter, diet, health and training and there is a pretty good chance that you know nothing about any of that.

So these adorable little babies either die shortly after Easter in droves or they grow up to be full size not all that cute adult animals that you have no clue what to do with.

We know our readers would never abandon them, but some people do and by the thousands they get turned into shelters.

On Petfinder.org alone, as we write this column, there are 227 chickens up for adoption and a whopping 4,501 rabbits.

Which brings us to our next idea, assuming that you are really serious about adding a rabbit or a chicken or maybe even several of each to your life.

In the real spirit of Easter (or Spring) which is all about renewal and joy and beginnings  (and the end of the snow — please), why not adopt?

What better way to teach your kids or grandkids or neighbors about the importance of treating all animals with kindness and respect and at the same time adding an interesting new dimension to your life?

First do your research about the care and needs of these animals, of course.

Figure out if you or your grandkids’ parents can provide the time, attentions and money that it takes for proper care over the long haul.

Then get everyone on board for the project.

It will be so much more fun and rewarding than just going to a store.

Two local animal welfare groups with both rabbits and chickens up for adoption are Lollypop Farm in Fairport, www.lollypop.org, and Spring Farm Cares in Oneida, www.springfarmcares.org

Contact them; find out what they require to approve such an adoption; put on your best (washable) spring outfit; go visit.

Happy Easter!

Happy Spring!

And speaking of getting ready for Easter, the OCHS Baking Brigade will hold its annual Easter Pie Sale at the Tractor Supply Store, 806 W. Broadway, Fulton, on Friday from 4 to 6 p.m. and  Saturday  from  11 a.m. until sold out.

Come early for the best selection!

The Oswego County Humane Society provides spay/neuter services and assistance, fostering and adoption of animals in urgent need, humane education programs, and information and referrals to animal lovers throughout Oswego County.

Located at 110 W. Second St., Oswego, NY.

Phone: (315) 207-1070.

Email: ochscontact@hotmail.com

Website: www.oswegohumane.org

Because People and Pets Are Good for Each Other!

Happening this weekend: Pet-related events you can attend


Pet health and loss support group: A free support group for people whose pets are ill or dying, led by clinical social worker Kate Davis of Pets Are Family Members, will take place 7:30-8:15 p.m. Thursday at Powell Veterinary Center, 6330 S.E. Milwaukie Ave., Portland. The group is open to clients of Powell Veterinary Center, their friends and friends of Pet Are Family Members. To become a friend of PAFM, call Davis at 503-265-9390 or katedavismsw@petsarefamilymembers.com. 


Agility Ring Crews needed: Animal Aid seeks volunteers to adjust equipment during an agility trial, Friday-Sunday at the Clark County Fair Grounds, 17402 N.E. Delfel Road, Ridgefield. Ring crews are seated inside each of the 100-by-100-foot agility rings during the competition. The hosting clubs donate to Animal Aid in exchange for the crew’s work. To learn more or sign up, sign up online or visit animalaidpdx.org.


Oregon Greyhound Adoption: Talk with volunteers, learn why greyhounds make great pets and meet adoptable retired racing greyhounds from Oregon Greyhound Adoption, 11 a.m.-2 p.m. at Furever Pets, 1902 N.E. Broadway, Portland. Details: oregongreyhound.com.

Oregon Dog Rescue adoptions: Adoptable dogs from ODR will be available from 11 a.m. to 4 p.m. at the Tualatin PetSmart, 7029 S.W. Nyberg St., Tualatin. Details: oregondogrescue.org.

MCAS dog adoption outreach: Meet dogs available for adoption through Multnomah County Animal Services or just spend time socializing with them, noon-4 p.m. at Mud Bay, 12186 S.W. Scholls Ferry Road, Tigard. Dogs will be available for adoption that day. Details: multcopets.org.

Cat adoptions: Cats from the Cat Adoption Team will be available at various Portland-area PetSmart locations and the Tualatin PetCo, noon-4 p.m. today and tomorrow. Visit catadoptionteam.org for more information.

Cat adoptions from Cat’s Cradle Rescue: Adoptable cats and kittens from Cat’s Cradle Rescue, which helps find homes for Oregon cats, will be available noon-4 p.m. at Petco Beaverton, 4037 S.W. 117th Ave. (at Canyon Road) in Beaverton. Adoption fees: $120 for kitten, $80 for ages six to 12 months (discounts for pairs adopted together); $30 for adults. See adoptable cats at catscradlerescue.com.

Show and Tell Saturday: Animal Aid invites the public to visit with adoptable cats, noon-4 p.m. at the shelter, 5335 S.W. 42nd Ave. in Portland. Details: animalaidpdx.org.

“Give a Lick” fundraiser: Enjoy locally made ice cream at Fifty Licks and 10 percent of your purchase will go toward Cat Adoption Team, noon-11 p.m. at Fifty Licks, 2021 S.E. Clinton St., Portland. catadoptionteam.org.

Canine Body Language workshop: Learn what your dog is really trying to tell you during this interactive, humans-only presentation, 4-6 p.m. in Manners Hall at the Oregon Humane Society, 1067 N.E. Columbia Blvd. in Portland. Participants will learn to read canine signals by observing shelter dogs, examining photos and watching videos. Please leave pets at home. Suggested donation: $15; details at oregonhumane.org. 

Spay-ghetti benefit dinner: BrightSide Animal Center in Redmond will host a spaghetti feed and dessert auction, 5-8 p.m. at The View restaurant at the Juniper Golf Course, 1938 SW Elkhorn Ave., Redmond. The event will feature vegetarian items, dessert auction and cash bar; proceeds will benefit shelter animals and low-cost spay/neuter program.  Tickets: $20; purchase at BrightSideAnimals.org or call event coordinator Sana Hayes at 541-923-0882.

Oregon Friends of Shelter Animals fundraiser: The annual gala for Oregon Friends of Shelter Animals will take place 6-10 p.m. at Estate Sales Unlimited Auction Center, 6585 N.W. Cornelius Pass Rd, Hillsboro. The event will feature food and drinks, live and silent auctions and a chance to meet Jack Hoffman from the Discovery channel show “Gold Rush.” Tickets: $50 for individuals; $75 per couple; purchase online at ofosa.org.


Greyhound art gala: Greyhound Pet Adoption Northwest will host an art show and live auction, 4-8 p.m. (auction starts at 5:30 p.m.) at the Oregon Society of Artists gallery, 2185 S.W. Park Place, Portland. Proceeds will go toward the organization’s mission of caring for and finding homes for retired racing greyhounds from across the United States. Details: gpa-nw.org.

 –Monique Balas; msbalaspets@gmail.com

Intersections Inc. Reports Fourth Quarter 2014 Earnings


Intersections Inc. (INTX) today announced financial results for the quarter ended December 31, 2014. Consolidated revenue for the quarter ended December 31, 2014 was $56.6 million, compared to $72.0 million for the quarter ended December 31, 2013. Consolidated adjusted EBITDA before share related compensation and non-cash impairment charges for the quarter ended December 31, 2014 was $693 thousand, compared to $6.2 million for the quarter ended December 31, 2013. Net (loss) for the quarter ended December 31, 2014 was $(22.0) million, compared to net income of $119 thousand for the quarter ended December 31, 2013, primarily due to a non-cash impairment of goodwill of $25.8 million. Consolidated revenue for the year ended December 31, 2014 was $246.6 million, compared to $310.1 million for the year ended December 31, 2013. Consolidated adjusted EBITDA before share related compensation and non-cash impairment charges for year ended December 31, 2014 was $(2.6) million, compared to $32.2 million for the year ended December 31, 2013. Net (loss) for the year ended December 31, 2014 was $(30.7) million, compared to net income of $2.4 million for the year ended December 31, 2013. Diluted (loss) per share was $(1.66) for the year ended December 31, 2014, compared to diluted earnings per share of $0.13 for the year ended December 31, 2013. As of December 31, 2014, we had a cash balance of $11.3 million.

Michael Stanfield, Chairman and Chief Executive Officer of Intersections commented, “I am pleased to report that we are well underway to transforming Intersections, and are drawing closer to the production of substantial value with a noticeably altered business model.”

Fourth Quarter 2014 Financial Highlights:

  • Total subscribers as of December 31, 2014 decreased to approximately 2.2 million compared to 2.9 million as of December 31, 2013.
  • Consolidated net (loss) per share for the three months ended December 31, 2014 was $(1.19) per diluted share, compared to consolidated net income per diluted share of $0.01 for the three months ended December 31, 2013.
  • Our Pet Health Monitoring segment succeeded in obtaining the required hardware certifications for our VOYCE™ product and service. This segment generated a (loss) from operations in the three months ended December 31, 2014 of approximately $(3.1) million, which was funded from available cash on hand. We began commercial production and fully expect to begin shipping the product and accepting orders within the three months ending March 31, 2015.
  • Consolidated cash provided by operations for the three months ended December 31, 2014 was approximately $2.3 million.

Full Year 2014 Results:

  • Consolidated net (loss) for the year ended December 31, 2014 was negatively impacted by an aggregate of approximately $33.5 million in pre-tax expenses for a non-cash impairment of goodwill, restructuring charges and estimated underpayment of non-income business taxes, which includes interest and penalties.
  • Our Pet Health Monitoring segment generated a (loss) from operations in the year ended December 31, 2014 of approximately $(13.5) million, which was funded from available cash on hand.
  • Consolidated cash flow provided by operations for the year ended December 31, 2014 was approximately $4.9 million.

We reduced our annualized cost base by approximately $14.0 million, and we incurred a one-time restructuring charge of $3.8 million, before income taxes, in the year ended December 31, 2014. We are continuing to review and adjust our cost base in 2015 and we may incur additional restructuring charges.

As previously announced, Intersections’ results for the fourth quarter and full year 2014 and a business update will be discussed in more detail on March 30, 2015 at 5:00 p.m. Eastern Time via teleconference. A live audio webcast will be available on Intersections’ Web site at www.intersections.com. Participants are encouraged to go to the selected website at least 15 minutes in advance to register, download, and install any necessary audio software. This webcast will be archived and available for replay after the teleconference. Additionally, the call will be available for telephonic replay from 9:00 p.m. Eastern Time Monday, March 30, 2014 through Thursday, April 2, 2015, at 888-286-8010, or if you are based internationally, at +1-617-801-6888 (Passcode: 93401026).

Additional commentary on Intersections’ fourth quarter and year-end 2014 results will be available at the time of the live audio webcast on Monday March 30, 2015 by clicking the 4th Quarter 2014 presentation link under the “Investor Media” page of our website at www.intersections.com.

Non-GAAP Financial Measures:

This earnings release presents several non-GAAP financial measures, which we believe are important to investors and we utilize in managing our business. These non-GAAP financial measures should be reviewed in conjunction with the relevant GAAP financial measures and are not presented as alternative measures of operating income, operating margin, net income or earnings per share as determined in accordance with GAAP. Intersections’ Consolidated Financial Statements, “Other Data” and reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures and related notes can be found in the “GAAP and Non-GAAP Measures” link under the “Investor Media” page on our website at www.intersections.com.

Forward-Looking Statements:

Statements in this presentation relating to future plans, results, performance, expectations, achievements and the like are considered “forward-looking statements.” You can identify forward-looking statements by the fact that they do not relate strictly to historical or current facts. These statements may include words such as “anticipate,” “estimate,” “expect,” “project,” “plan,” “intend,” “believe,” “may,” “should,” “can have,” “likely” and other words and terms of similar meaning in connection with any discussion of the timing or nature of future operating or financial performance or other events. Those forward-looking statements involve known and unknown risks and uncertainties and are subject to change based on various factors and uncertainties that may cause actual results to differ materially from those expressed or implied by those statements, including the impact of the regulatory environment on our business, including the outcome of the CFPB investigation of our financial institution business; our ability to execute our strategy and previously announced transformation plan; our incurring additional restructuring and/or goodwill impairment charges; the timing and success of new product launches, including our VOYCE™ product, adjustments in investments in our IDENTITY GUARD® and insurance services businesses and other growth initiatives; our ability to control costs; and our needs for additional capital to grow our business, including our ability to maintain borrowing availability under our loan agreement. Factors and uncertainties that may cause actual results to differ include but are not limited to the risks disclosed under “Forward-Looking Statements,” “Item 1. Business—Government Regulation” and “Item 1A. Risk Factors” in the Company’s most recent Annual Report on Form 10-K, and in its recent Quarterly Reports on Form 10-Q and other filings with the U.S. Securities and Exchange Commission. The Company undertakes no obligation to revise or update any forward-looking statements unless required by applicable law.

About Intersections:

Intersections Inc. (Nasdaq: INTX) provides innovative, information based solutions that help consumers manage risks and make better informed life decisions. Under its Identity Guard® brand and other brands, the company helps consumers monitor, manage and protect against the risks associated with their identities and personal information. The company’s subsidiary Intersections Insurance Services provides insurance and other services that help consumers manage risks and achieve personal goals. The company’s i4C Innovations subsidiary provides Voyce™, a groundbreaking pet wellness monitoring system for pet owners and veterinarians. Headquartered in Chantilly, Virginia, the company was founded in 1996. To learn more, visit http://www.intersections.com.

6 Things To Know About Insuring Your Pets

Americans spent $58.5 billion on their pets last year, according to American Pet Products Association estimates.

Following food, the next largest expense for pet owners was veterinary care, with an estimated $15 billion being spent. With the modern, and expensive, treatments available today, it’s easy to see why vet bills are swelling. For example, pets are now routinely treated for cancer. (See Your Pet Has Cancer. What Should You Do?)

Perhaps unsurprisingly, the pet health insurance industry is growing along with the vet bills. According to the North American Pet Health Insurance Association, pet policies have grown an average of 13 percent each year since 2009.

If you’re considering a pet policy, there are things you need to know about costs, and tips you can employ to keep the price lower. Some key things to consider:

Pet insurance isn’t cheap

This is especially true if you insure against illness as well as accidents. According to 2013 stats from the North American Pet Health Insurance Association:

Dogs – average annual premiums

Accident only – $166.25
Accident and illness – $456.98

Cats – average annual premiums

Accident only – $136.26
Accident and illness – $289.99

Some dog breeds cost more to insure

Among the most expensive breeds to insure are Rottweilers, Great Danes and Bernese mountain dogs — larger breeds are genetically predisposed to costly conditions like cancer and hip dysplasia. Among the cheapest breeds to insure are Shih Tzus and poodles.

For example, for a $250-deductible policy for a Boston-based owner, pet insurer Trupanion told Bloomberg it would charge a monthly premium of about $66 for a male Great Dane puppy and about $39 per month for a Puggle, a cross between a beagle and a pug.

According to Trupanion, factors other than breed that go into the cost of insuring your dog:

  • Your dog’s age at enrollment
  • Gender
  • Where your dog lives
  • Whether your dog has been spayed/neutered

You may pay a deductible every time you see the vet

Deductibles for human policies are typically annual. Whether it requires one trip to the ER or 10 trips to the doctor, once your annual deductible is met, you’re no longer responsible for the cost of subsequent visits.

With some pet policies, however, the deductible applies to each condition being treated. For example, if your policy has a $250 deductible, you’ll pay the first $250 of the bill when your dog eats a sock, then another $250 weeks later when your cat scratches the dog in the eye. Before buying a policy, ask.

Of course, as with other types of insurance, premiums are lower when deductibles are higher. Some insurers also reimburse flat amounts rather than a percentage.

ASPCA Pet Health Insurance suggests choosing not only your own deductible but your own reimbursement percentage, as the insurer offers 70-percent, 80-percent and 90-percent reimbursement options.

As with human insurance, premiums can rise annually

The practice is legal for pet insurers and might be tied to the increasing likelihood of a pet developing an illness as the pet ages.

Consumer Reports adds that, like premiums themselves, premium hikes vary from state to state. The independent nonprofit reported in 2011 that Trupanion, which performed best overall in multiple pet insurance company comparisons, had raised its premiums an average of 52 percent in parts of California, and cited veterinary inflation and the scope of available treatments for the cost spike.

Don’t expect pre-existing conditions to be covered

Human health insurance companies can no longer refuse to cover or charge more to cover pre-existing conditions, but pet insurers can, and most do.

According to Consumer Reports, all pet insurers exclude pre-existing conditions. They might also impose a maximum limit on treatment for individual conditions or on the yearly or lifetime reimbursement for those conditions. That’s something else human health insurance companies can no longer do.

Preventative care will cost a lot more

The premiums on policies that cover “wellness” care like annual vaccines, check-ups and heartworm tests are typically more than twice the cost of premiums on policies limited to accidents and illness. For example, while the average policy covering accident and illness was $456.98 in 2013, the average cost of a policy that included wellness was $1,178.13.

Do you insure your pet? Do you think pet insurance is worth it? Sound off in a comment below or on our Facebook page.

For more information, check out the video below and read Should You Buy Pet Insurance? and How to Get Cheaper or Free Vet Care.

Watch the video of ‘6 Things To Know About Insuring Your Pets’ on MoneyTalksNews.com.

Photo (cc) by Sarah_Jones

This article was originally published on MoneyTalksNews.com as ‘6 Things To Know About Insuring Your Pets’.

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